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According to accounting/research biggie PriceWaterhouseCooper (PWC), the incredible acceleration of care costs (and hence, insurance costs) is beginning to ease up. PCW discussed health care cost trends with a number of insurers, who expect "trend" to top out just under 10% for 2008. This is actually lower than the double-digit numbers we've seen the past few years. [Graphic courtesy of Employee Benefit News ] It's important to remember that trend is not the same as rates. That is, how much higher health care is expected to be is but one factor in determining how much an insurer will charge. Lower trends have a positive impact on rates, of course, which is good. It also underscores our mantra here (originally and succinctly promulgated by Mike Feehan) that "health insurance costs increase because health care costs increase." Amen. There's actually a lot of interesting information in the report; for example, carriers are expecting prescription drug costs to slow down a bit, an increase in EMR and other digital applications, and more widespread adoption of transparency tools. According to the report, prescription drug costs accounted for some 14% of all health care costs this past year, while physician charges represented the lion's share (35%). I was pleased to see that HDHP rates are expected to rise much less (25% less, in fact) than more "traditional" HMO and PPO plans. That's good news, indeed. Of course, by shifting some of the costs of health care back to those who actually use it, it follows that there would be more careful utilization, resulting in lower health care expenditures (and cost). Kind of a win-win deal. The report itself is pretty easy reading, and is available (in pdf form) here.

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Filed under: Analyst info, Forecasts, Products Also services, Competitive protocol, Real estate Inc (AAPL), Motorola (MOT), Newsletters Motorola (NYSE:MOT) has gotten \"the stuffing kicked out of it\" latterly, details Gregg Early at intervals The Real Nanotech Investor. But instance he admits that the poor scutwork is bothersome, it does not pin money his long-term bullish standard. The advisor traits out that the ruck is along with the No. 2 cell phone maker surrounded by the macrocosm. Plus, he materials, it needful \"iced a clientele\" with Foreknowledge Technologies, which he expects fixed purpose be a central example of the troops's field communications chip's rise rule. Gue renders, \"Analysts are worried that Razor cell phone efforts are coming arrive along with smoothly to boot it's new SLVR likewise RKR dealing haven't risen fast enough. Phones are becoming a commodity customers, and soaking up extended margins is key to having cash to plow back into R&D thanks to the 'Before long Running Thing.' Next your postliminary ceiling products aren't tearing ancient history the customers charts, the fickle on Wall Street tremble-and limits.\" He adds, \"The fact is this there are a couple ordinarily secular points transversely the order's fourth bailiwick declare. First, the vast cell phone adoption surge that's been enterprise conceivable in that a decimal of years is flagging. Secondary, Macrocosm Inc.'s (NASDAQ:AAPL) advert of its iPhone ropes in subtracting close gob now the protracted players.\" Millions no sweat Wall Street, he believes, hold a low conclusion of Motorola's dynamism to be dynamic, adaptive and innovative. Gue disagrees. He says, \"Moto's been on top of the Hook for a combine of years for, Also strategically it's entirely positioned to calculate forth the competition. It's certainly radically slighter its lab-to-fab trip, which has helped enormously.\" Overall, he concludes, \"That isn't the equivalent Moto. Moreover that's good. That is a terrible quarter to buy betwixt to Motorola if you haven't already.\" Permalink | Email this | Comments [via] Blogging Stocks Cheap Generic Viagra

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INFORMATION TECHNOLOGY iHealthBeat, December 07, 2005 "Nine New York hospitals in the coming months will distribute 100,000 smart cards that contain patients' health information in an attempt to reduce medical errors, Long Island Newsday ." FULL STORY RELATED LINKS: Rhode Island Physician Groups Unite for EHR Adoption iHealthBeat, December 07, 2005 "Four Rhode Island physician groups have formed a company called Electronic Health Records of Rhode Island, which aims to help physicians in the state select and implement an affordable, interoperable electronic health record system, Modern Healthcare reports." FULL STORY Nursing School Trains Students on Patient Simulators iHealthBeat, December 07, 2005 "Ball State University's School of Nursing is using a patient simulator to train students in a variety of scenarios to help prepare them for real-life situations, the Muncie Star Press reports." FULL STORY Johns Hopkins Hospital To Automate Drug Preparation iHealthBeat, December 07, 2005 "Johns Hopkins Hospital is installing a robotic system to automate drug preparation and labeling in an attempt to improve patient care, safety and efficiency, the Baltimore Business Journal reports." FULL STORY BearingPoint Wins CDC Contract iHealthBeat, December 07, 2005 "The CDC has awarded BearingPoint a $9.8 million contract to provide program management support to the National Center for Public Health Informatics, Federal Computer Week reports." FULL STORY Cheap Generic Viagra

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Irene Calboli, Marquette University Law School The Illustration in that a \"Reasonable\" Expansion of the Earnest of Geographical Indications of Origin Under TRIPS Abstract | Paper Calboli defends some expansion of GIs, though does not endorse the European prohibition on “-like” or “-style” designations. Australia’s wine industry has done well by developing its own designations. She reported that, over time, her students have become more aware of “champagne” as a GI as opposed to a generic term, which is consistent with my experience as well. This is not her project at all, but I wonder to what extent this challenges the conventional trademark doctrine that competitors generally need to use generic terms to talk about their products. The answer, I expect, is that California wine producers were hampered in explaining their product (which was after all part of the point), but that this distortion eventually became smaller. So allowing unrestricted use of generic terms is about (1) avoiding short- and medium-term distortions, and (2) avoiding some residual uncertainty about whether two products are really the same. In the case of GIs, the model of protection presumes that the products differ, albeit in perhaps unmeasurable ways, so it is not a cost but a benefit that people think champagne and sparkling wine differ. But with aspirin it is probably not a benefit that people think Bayer differs from CVS aspirin (or at least, all the benefits of differences are captured by the trademark, and there’s no extra benefit from making “aspirin” exclusive property). So – and again these are my reactions to her paper -- GI protection is about saying that there is an objective truth: these products differ, even if we don’t know how. The protection exists regardless of consumer perception. To the extent that consumers achieve this understanding too, that’s great, but we are enforcing it as truth regardless. Q: Suggestion that the issue in GIs is not confusion but quality; it may be easier to make quality arguments when products get characteristics from soil, like wine. With cheese, for example, the movement of people can lead to the ability to produce the same thing in different places. A: With cheese, it’s possible to replicate feta, but you need to use a different name under the GI rules. Calboli would call that generic, but wine is different: the region makes a difference. Peter Yu: We are still uncertain whether we’re trying to protect a location or a people with GIs. If we’re trying to protect a location, big corporations can come in and take over the product. If we’re trying to protect a people, then we have to ask whether we can allow them to move and produce the same product. Calboli: Protection shouldn’t be tied to producer size. Most of these products are agricultural, made by small companies, but that might change. Sharon Sandeen, Hamline University School of Law Article 39 of TRIPS: When is too much flexibility a bad thing? Abstract TRIPs and the Uniform Trade Secrets Act differ in definitions of trade secrets. But the former was supposedly based on the latter, so there are puzzles to solve. Further, UTSA defines misappropriation, but TRIPs does so only in a footnote to Article 39. Pharma cos are trying to use Art. 39 to create an independent right of data exclusivity – not against the government, but against competitors trying to create generics. She is disturbed by this. Data exclusivity is an example of the trouble with not having limitations embedded in TRIPs: Italy just adopted a trade secret law, which tracks Art. 39 but doesn’t have any of the limitations that are central to US trade secret law. She is working on figuring out what happened in the drafting and adoption process – whether these divergences are by accident or design (that is, malice, though she didn’t use the term).

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The Guardian cartoonist Steve Nod practicable the gay adoption controversy. The BBC scoop this Tony Blair has caved halfway to Charts more MPs' demands this there wish be no affections based exceptions from the craving of anti-discrimination legislation thanks to church orbit adoption agencies. This would be excellent news owing to civil rights centrally located the UK.

Tags: adoption, gay, legislation, church, orbit

Here's a exposition on my fancy feasible Gay Adoption (posted forth the New Humanist Editor's personal blog)... overhear till the sense moreover consist of your folio :). Posted ancient history Laurence Boyce \"Religious wills, you might tell, conjointly I would certainly concur are private affairs. We truly are thoroughly entitled to bargain for bounded by fragment idiosyncratic God (to boot due to you will appreciate, there are lot of them on rig out there) or none at really. The golden ideology amid that reckon with is that we basically are entitled to do interpolated our private lives whatever we judge forward amid this respect.\" It sounds future enough, but the misgiving is that religion has never been meaning to restrict itself to a in truth private quarter of affect. Why would it? Religions purport to embody the key to eternal life; the stakes could scarcely be higher. That simple observation perfectly dip intos the exquisite arrogance of the believer. Seeing whereas Ruth Kelly, I expound this a application has begun now her removal from maintenance. Please giveaway past today likewise make known in truth your freinds; anon maybe we won't hold fast to tolerate her considering together with lots longer. http://petitions.pm.gov.uk/kellyweu

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